Is Aspire® Cash Back Rewards Mastercard worth it?
Aspire® Cash Back Rewards Mastercard can be a fit for people comparing cashback cards from Celtic Bank. The main things to weigh are the $85 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this cash-back card shows cash-back earning from 1%-3% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.
Intro offer: Check the issuer page for any current introductory offer and eligibility rules.
Card details
Wafacard note: key fit signals include fraud-liability protection, cash-back earning focus. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $85
- Purchase APR
- APR range: 36%
- Balance transfer APR
- APR range: 36%
- Cash advance APR
- APR range: 36%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- up to $41
- Grace period
- 25 days
- Recommended credit
- Fair (580-669)
- Terms last updated
- 6/22/2026
Key benefits
- Fraud-liability protection
- Cash-back earning focus