Best credit cards

Best Student Credit Cards

Compare starter cards designed for students and limited credit histories.

How to compare best student credit cards

Student cards should favor manageable fees, clear rewards, useful account tools, and realistic approval guidance. Paying on time and keeping balances low matter more than chasing a headline reward rate.

Cards in this category

8 cards
Best for no annual fee
Bank of America® Customized Cash Rewards Credit Card for Students Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Customized Cash Rewards Credit Card for Students

Bank of America · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Bank of America® Travel Rewards Credit Card for Students Bank of America
image coming soon
4.7 ★★★★★
Wafa rating

Bank of America® Travel Rewards Credit Card for Students

Bank of America · Visa

Annual fee
$0
Welcome bonus
250 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Bank of America® Unlimited Cash Rewards credit card for Students Bank of America
image coming soon
4.7 ★★★★★
Wafa rating

Bank of America® Unlimited Cash Rewards credit card for Students

Bank of America · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1.5%
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Capital One Quicksilver Student Cash Rewards Credit Card Capital One
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4.7 ★★★★★
Wafa rating

Capital One Quicksilver Student Cash Rewards Credit Card

Capital One · Visa

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Capital One Savor Student Cash Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Savor Student Cash Rewards Credit Card

Capital One · Visa

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Deserve® EDU Mastercard for Students Deserve
image coming soon
4.7 ★★★★★
Wafa rating

Deserve® EDU Mastercard for Students

Deserve · Mastercard

Annual fee
$0
Welcome bonus
59 points
Rewards rate
1%
Intro APR
0% · 6mo
See rates & apply on Deserve's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
Discover it® Student Cash Back Credit Card Discover
image coming soon
4.7 ★★★★★
Wafa rating

Discover it® Student Cash Back Credit Card

Discover · Discover

Annual fee
$0
Welcome bonus
2 points
Rewards rate
1%
Intro APR
0% · 6mo
See rates & apply on Discover's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Discover it® Student Chrome Credit Card Discover
image coming soon
4.7 ★★★★★
Wafa rating

Discover it® Student Chrome Credit Card

Discover · Discover

Annual fee
$0
Welcome bonus
2 points
Rewards rate
1%
Intro APR
0% · 6mo
See rates & apply on Discover's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee