Credit One Bank · Visa

Credit One Bank® Platinum Visa® for Rebuilding Credit

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$99
Rewards rate
See reward details
Intro offer
Check the issuer page for any current introductory offer and eligibility rules.
Recommended credit
Fair (580-669)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
$99
Purchase APR
APR range: 29.74%
Balance transfer APR
Check issuer terms
Cash advance APR
APR range: 31.74%
Foreign transaction fee
Check issuer terms
Late payment fee
Up to $39
Grace period
Check issuer terms
Recommended credit
Fair (580-669)
Terms last updated
6/22/2026
Key benefits
  • Fraud-liability protection
Rewards breakdown

Wafacard summary: this everyday credit card shows cash-back earning from 1% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.

Intro offer: Check the issuer page for any current introductory offer and eligibility rules.

Card details

Wafacard note: key fit signals include fraud-liability protection. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
Credit One Bank
Network
Visa
Type
general
Review status
Terms reviewed 6/30/2026

Is Credit One Bank® Platinum Visa® for Rebuilding Credit worth it?

The Credit One Bank® Platinum Visa® for Rebuilding Credit is a general card from Credit One Bank with a $99 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Check the issuer page for any current introductory offer and eligibility rules. It is generally aimed at applicants with fair (580-669) credit, with a purchase APR around APR range: 29.74%. Confirm current terms on Credit One Bank's site before applying.

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