Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $49
- Purchase APR
- APR range: 13.49%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- APR range: 22.49%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $41
- Grace period
- 25 days
- Recommended credit
- Limited/Building Credit
- Terms last updated
- 6/22/2026
Key benefits
- Issuer terms and applicant profile determine available benefits
Rewards breakdown
Wafacard summary: this credit-building card shows cash-back earning from 1%-10% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.
Intro offer: Intro value may include 30 points. Confirm current requirements with the issuer.
Card details
Wafacard note: benefit details vary by issuer terms, card network, approval profile, and enrollment requirements.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Is First Progress Platinum Prestige Mastercard Secured Credit Card worth it?
The First Progress Platinum Prestige Mastercard Secured Credit Card is a secured card from First Progress with a $49 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Intro value may include 30 points. Confirm current requirements with the issuer. It is generally aimed at applicants with limited/building credit credit, with a purchase APR around APR range: 13.49%. Confirm current terms on First Progress's site before applying.
