Is GM Business™ Mastercard® worth it?
GM Business™ Mastercard® can be a fit for people comparing business cards from Barclays. The main things to weigh are the $0 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this business spending card shows points earning from 3x-7x depending on where the card is used. Confirm category definitions and caps with the issuer before applying.
Intro offer: Intro value may include 100,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include intro apr or transfer-focused terms, fraud-liability protection, employee card controls may be available, no yearly card fee, business spending features. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- No annual fee
- Purchase APR
- APR range: 22.24% - 32.24%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- APR range: 33.24%
- Promo APR length
- 9 months
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- $41
- Grace period
- Check issuer terms
- Recommended credit
- Good (670-719)
- Terms last updated
- 6/22/2026
Key benefits
- Intro APR or transfer-focused terms
- Fraud-liability protection
- Employee card controls may be available
- No yearly card fee
- Business spending features