Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $75
- Purchase APR
- APR range: 35.9%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- APR range: 35.9%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $41
- Grace period
- 25 days
- Recommended credit
- Fair (580-669)
- Terms last updated
- 6/22/2026
Key benefits
- Fraud-liability protection
Rewards breakdown
Wafacard summary: this everyday credit card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Check the issuer page for any current introductory offer and eligibility rules.
Card details
Wafacard note: key fit signals include fraud-liability protection. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Is Indigo® Mastercard® for Less than Perfect Credit worth it?
The Indigo® Mastercard® for Less than Perfect Credit is a general card from Celtic Bank with a $75 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Check the issuer page for any current introductory offer and eligibility rules. It is generally aimed at applicants with fair (580-669) credit, with a purchase APR around APR range: 35.9%. Confirm current terms on Celtic Bank's site before applying.
