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KeyBank · Mastercard

Key Cashback® Credit Card

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$0
Rewards rate
See reward details
Intro offer
Intro value may include 100 points. Confirm current requirements with the issuer.
Recommended credit
Good (670-719)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
No annual fee
Purchase APR
APR range: 20.49% - 27.49%
Balance transfer APR
0% intro balance-transfer period for 12 months; variable APR applies after.
Cash advance APR
APR range: 27.49%
Promo APR length
12 months
Foreign transaction fee
Check issuer terms
Late payment fee
Check issuer terms
Grace period
Check issuer terms
Recommended credit
Good (670-719)
Terms last updated
6/22/2026
Key benefits
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Rewards breakdown

Wafacard summary: this cash-back card shows cash-back earning from 1%-2% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.

Intro offer: Intro value may include 100 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include intro apr or transfer-focused terms, no yearly card fee, cash-back earning focus. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
KeyBank
Network
Mastercard
Type
cashback
Review status
Terms reviewed 6/30/2026

Is Key Cashback® Credit Card worth it?

The Key Cashback® Credit Card is a no-annual-fee cashback card from KeyBank, so you can keep it long term without paying to hold it. New cardholders may also qualify for a welcome offer: Intro value may include 100 points. Confirm current requirements with the issuer. It is generally aimed at applicants with good (670-719) credit, with a purchase APR around APR range: 20.49% - 27.49%. Confirm current terms on KeyBank's site before applying.

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