Is Merrick Bank Double Your Line® Secured Credit Card worth it?
Merrick Bank Double Your Line® Secured Credit Card can be a fit for people comparing secured cards from Merrick Bank. The main things to weigh are the $36 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this credit-building card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Check the issuer page for any current introductory offer and eligibility rules.
Card details
Wafacard note: key fit signals include fraud-liability protection. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- $36
- Purchase APR
- APR range: 22.7%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- APR range: 26.95%
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Up to $40
- Grace period
- Check issuer terms
- Recommended credit
- Limited/Building Credit
- Terms last updated
- 6/22/2026
Key benefits
- Fraud-liability protection