American Express · Amex

The Amex EveryDay® Preferred Credit Card from American Express

★★★★★ 4.5 Wafacard score
Issuer page Confirm current terms on the issuer website
Annual fee
$95
Rewards rate
See reward details
Intro offer
Intro value may include 15,000 points. Confirm current requirements with the issuer.
Recommended credit
Excellent (720+)
Fees and terms

Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.

Annual fee
$95
Purchase APR
APR range: 12.99% - 22.99%
Balance transfer APR
0% intro balance-transfer period for 12 months; variable APR applies after.
Cash advance APR
APR range: 18.24% - 28.24%
Promo APR length
12 months
Foreign transaction fee
Check issuer terms
Late payment fee
Up to $40
Grace period
25 days
Recommended credit
Excellent (720+)
Terms last updated
6/22/2026
Key benefits
  • Intro APR or transfer-focused terms
Rewards breakdown

Wafacard summary: this everyday credit card shows cash-back earning from 50% depending on the purchase type and issuer rules. Check the issuer page for eligible categories, caps, and current terms.

Intro offer: Intro value may include 15,000 points. Confirm current requirements with the issuer.

Card details

Wafacard note: key fit signals include intro apr or transfer-focused terms. Availability, exclusions, and enrollment rules can vary by issuer terms.

Issuer
American Express
Network
Amex
Type
general
Review status
Terms reviewed 6/30/2026

Is The Amex EveryDay® Preferred Credit Card from American Express worth it?

The The Amex EveryDay® Preferred Credit Card from American Express is a general card from American Express with a $95 annual fee — a mid-range cost that should be offset by everyday value. New cardholders may also qualify for a welcome offer: Intro value may include 15,000 points. Confirm current requirements with the issuer. It is generally aimed at applicants with excellent (720+) credit, with a purchase APR around APR range: 12.99% - 22.99%. Confirm current terms on American Express's site before applying.

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