Is Wells Fargo Choice Privileges® Mastercard® worth it?
Wells Fargo Choice Privileges® Mastercard® can be a fit for people comparing travel cards from Wells Fargo. The main things to weigh are the $0 annual fee, the rewards structure, and whether the benefits match your spending habits.
Rewards breakdown
Wafacard summary: this travel rewards card should be compared by its annual fee, issuer terms, reward fit, and benefit usefulness for your normal spending.
Intro offer: Intro value may include 60,000 points. Confirm current requirements with the issuer.
Card details
Wafacard note: key fit signals include cell phone protection may be available, partner status benefits may apply, no yearly card fee, travel-focused card positioning. Availability, exclusions, and enrollment rules can vary by issuer terms.
- Network
- Mastercard
- Review status
- Terms reviewed 6/30/2026
Fees and terms
Rates and fees can change by applicant profile and issuer updates. Confirm current terms on the issuer website before applying.
- Annual fee
- No annual fee
- Purchase APR
- APR range: 19.74% - 28.49%
- Balance transfer APR
- Check issuer terms
- Cash advance APR
- Check issuer terms
- Foreign transaction fee
- Check issuer terms
- Late payment fee
- Check issuer terms
- Grace period
- Check issuer terms
- Recommended credit
- Good (670-719)
- Terms last updated
- 6/1/2026
Key benefits
- Cell phone protection may be available
- Partner status benefits may apply
- No yearly card fee
- Travel-focused card positioning