Issuer guide

Best SoFi credit cards

Compare cards issued by SoFi.

About SoFi credit cards

This issuer page groups cards from the same provider so readers can compare annual fees, reward styles, networks, and benefits in one place.

Common strengths

Compare cards from the same issuer side by side
Review fee levels and rewards categories before applying
Use issuer pages as a starting point for deeper card comparisons

What to compare

Card terms can change, so always confirm details with the issuer
The best card depends on spending habits and benefit usage
Approval requirements vary by issuer and applicant profile

Best for no annual fee

SoFi Essential Credit Card SoFi

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4.7 ★★★★★

Wafa rating

SoFi Essential Credit Card

SoFi · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1%-3%

Intro APR

Check terms

See rates & apply on SoFi's site

Why we like it

Fraud-liability protection
No yearly card fee

Best for no annual fee

SoFi Unlimited 2% Credit Card SoFi

image coming soon

4.7 ★★★★★

Wafa rating

SoFi Unlimited 2% Credit Card

SoFi · Mastercard

Annual fee

$0

Welcome bonus

200 points

Rewards rate

2%-10%

Intro APR

Check terms

See rates & apply on SoFi's site

Why we like it

Cell phone protection may be available
Partner status benefits may apply
No yearly card fee