Best general credit cards

Best for no annual fee

Alliant Visa Platinum Rewards Credit Card Alliant

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4.7 ★★★★★

Wafa rating

Alliant Visa Platinum Rewards Credit Card

Alliant · Visa

Annual fee

$0

Welcome bonus

5,000 points

Rewards rate

Varies

Intro APR

0% · 12mo

See rates & apply on Alliant's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Apple Card Goldman Sachs

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4.7 ★★★★★

Wafa rating

Apple Card

Goldman Sachs · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1%-3%

Intro APR

Check terms

See rates & apply on Goldman Sachs' site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

Athleta Encore Mastercard® Barclays

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4.7 ★★★★★

Wafa rating

Athleta Encore Mastercard®

Barclays · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1x-5x

Intro APR

Check terms

See rates & apply on Barclays' site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

Avant® Cashback Rewards Mastercard® Avant

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4.7 ★★★★★

Wafa rating

Avant® Cashback Rewards Mastercard®

Avant · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1%

Intro APR

Check terms

See rates & apply on Avant's site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

Banana Republic Encore Mastercard® Barclays

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4.7 ★★★★★

Wafa rating

Banana Republic Encore Mastercard®

Barclays · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1x-5x

Intro APR

Check terms

See rates & apply on Barclays' site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

BankAmericard® credit card Bank of America

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4.7 ★★★★★

Wafa rating

BankAmericard® credit card

Bank of America · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

0%

Intro APR

0% · 21mo

See rates & apply on Bank of America's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Barclays View™ Mastercard® Barclays

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4.7 ★★★★★

Wafa rating

Barclays View™ Mastercard®

Barclays · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1x-3x

Intro APR

0% · 15mo

See rates & apply on Barclays' site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for general

BMO Premium Rewards Credit Card BMO

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4.6 ★★★★★

Wafa rating

BMO Premium Rewards Credit Card

BMO · Mastercard

Annual fee

$95

Welcome bonus

35,000 points

Rewards rate

Varies

Intro APR

0% · 12mo

See rates & apply on BMO's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Cell phone protection may be available

Best for no annual fee

Capital One Platinum Credit Card Capital One

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4.7 ★★★★★

Wafa rating

Capital One Platinum Credit Card

Capital One · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Capital One's site Add to compare

Why we like it

• No yearly card fee

Best for general

Capital One QuicksilverOne Cash Rewards Credit Card Capital One

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4.6 ★★★★★

Wafa rating

Capital One QuicksilverOne Cash Rewards Credit Card

Capital One · Mastercard

Annual fee

$39

Welcome bonus

200 points

Rewards rate

1.5%-5%

Intro APR

Check terms

See rates & apply on Capital One's site Add to compare

Why we like it

• Issuer terms and applicant profile determine available benefits

Best for no annual fee

Chase Freedom Rise℠ Credit Card Chase

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4.7 ★★★★★

Wafa rating

Chase Freedom Rise℠ Credit Card

Chase · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Chase's site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

Chase Slate® Credit Card Chase

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4.7 ★★★★★

Wafa rating

Chase Slate® Credit Card

Chase · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 21mo

See rates & apply on Chase's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Extended warranty coverage may be included
• Fraud-liability protection

Best for no annual fee

Citi Simplicity® Card Citi

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4.7 ★★★★★

Wafa rating

Citi Simplicity® Card

Citi · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 18mo

See rates & apply on Citi's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Citi Strata℠ Card Citi

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4.7 ★★★★★

Wafa rating

Citi Strata℠ Card

Citi · Mastercard

Annual fee

$0

Welcome bonus

20,000 points

Rewards rate

1x-5x

Intro APR

0% · 15mo

See rates & apply on Citi's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Citi® Diamond Preferred® Card Citi

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4.7 ★★★★★

Wafa rating

Citi® Diamond Preferred® Card

Citi · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 21mo

See rates & apply on Citi's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Citizens Clear Value® Mastercard® Citizens

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4.7 ★★★★★

Wafa rating

Citizens Clear Value® Mastercard®

Citizens · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 18mo

See rates & apply on Citizens' site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Extended warranty coverage may be included
• Baggage coverage may be included

Best for no annual fee

Coinbase One Card Coinbase

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4.7 ★★★★★

Wafa rating

Coinbase One Card

Coinbase · American Express

Annual fee

$0

Welcome bonus

50 points

Rewards rate

2%-4%

Intro APR

Check terms

See rates & apply on Coinbase's site Add to compare

Why we like it

• Extended warranty coverage may be included
• No yearly card fee

Best for no annual fee

Crate & Barrel Credit Card Comenity

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4.7 ★★★★★

Wafa rating

Crate & Barrel Credit Card

Comenity · Visa

Annual fee

$0

Welcome bonus

50 points

Rewards rate

1%-10%

Intro APR

0% · 6mo

See rates & apply on Comenity's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for general

Credit One Bank® Platinum Visa® for Rebuilding Credit Credit One Bank

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4.6 ★★★★★

Wafa rating

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank · Visa

Annual fee

$99

Welcome bonus

Check terms

Rewards rate

1%

Intro APR

Check terms

See rates & apply on Credit One Bank's site Add to compare

Why we like it

• Fraud-liability protection

Best for no annual fee

Crypto.com Visa Signature® Credit Card Crypto.com

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4.7 ★★★★★

Wafa rating

Crypto.com Visa Signature® Credit Card

Crypto.com · Visa

Annual fee

$0

Welcome bonus

2,500 points

Rewards rate

1.5%-6%

Intro APR

Check terms

See rates & apply on Crypto.com's site Add to compare

Why we like it

• Airport-lounge benefits may apply
• No yearly card fee

Best for no annual fee

DCU Visa® Platinum Credit Card DCU

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4.7 ★★★★★

Wafa rating

DCU Visa® Platinum Credit Card

DCU · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on DCU's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Disney® Visa® Card Chase

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4.7 ★★★★★

Wafa rating

Disney® Visa® Card

Chase · Visa

Annual fee

$0

Welcome bonus

150 points

Rewards rate

1%

Intro APR

0% · 6mo

See rates & apply on Chase's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Evergreen® Credit Card FNBO

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4.7 ★★★★★

Wafa rating

Evergreen® Credit Card

FNBO · Visa

Annual fee

$0

Welcome bonus

200 points

Rewards rate

2%

Intro APR

0% · 6mo

See rates & apply on FNBO's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Getaway℠ Credit Card FNBO

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4.7 ★★★★★

Wafa rating

Getaway℠ Credit Card

FNBO · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

3x

Intro APR

0% · 12mo

See rates & apply on FNBO's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

GM Rewards™ Mastercard® Barclays

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4.7 ★★★★★

Wafa rating

GM Rewards™ Mastercard®

Barclays · Mastercard

Annual fee

$0

Welcome bonus

30,000 points

Rewards rate

3x-7x

Intro APR

0% · 9mo

See rates & apply on Barclays' site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Grow Credit Mastercard Grow Credit

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4.7 ★★★★★

Wafa rating

Grow Credit Mastercard

Grow Credit · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Grow Credit's site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

IKEA® Visa® Credit Card Comenity

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4.7 ★★★★★

Wafa rating

IKEA® Visa® Credit Card

Comenity · Visa

Annual fee

$0

Welcome bonus

50 points

Rewards rate

1%-5%

Intro APR

Check terms

See rates & apply on Comenity's site Add to compare

Why we like it

• No yearly card fee

Best for general

Indigo® Mastercard® for Less than Perfect Credit Celtic Bank

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4.6 ★★★★★

Wafa rating

Indigo® Mastercard® for Less than Perfect Credit

Celtic Bank · Mastercard

Annual fee

$75

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on Celtic Bank's site Add to compare

Why we like it

• Fraud-liability protection

Best for no annual fee

KeyBank Latitude® Mastercard® credit card KeyBank

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4.7 ★★★★★

Wafa rating

KeyBank Latitude® Mastercard® credit card

KeyBank · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on KeyBank's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Maximum Rewards® Visa Signature® Card FNBO

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4.7 ★★★★★

Wafa rating

Maximum Rewards® Visa Signature® Card

FNBO · Visa

Annual fee

$0

Welcome bonus

150 points

Rewards rate

1.5%

Intro APR

0% · 12mo

See rates & apply on FNBO's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Mission Lane Cash Back Visa® Credit Card Mission Lane LLC

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4.7 ★★★★★

Wafa rating

Mission Lane Cash Back Visa® Credit Card

Mission Lane LLC · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1%-3%

Intro APR

Check terms

See rates & apply on Mission Lane LLC's site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

My Best Buy® Credit Card Citi

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4.7 ★★★★★

Wafa rating

My Best Buy® Credit Card

Citi · Visa

Annual fee

$0

Welcome bonus

10 points

Rewards rate

1%-5%

Intro APR

0% · 24mo

See rates & apply on Citi's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

MyLowe's Rewards Credit Card Synchrony

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4.7 ★★★★★

Wafa rating

MyLowe's Rewards Credit Card

Synchrony · Unknown

Annual fee

$0

Welcome bonus

100 points

Rewards rate

5%

Intro APR

0% · 6mo

See rates & apply on Synchrony's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Navy Federal Credit Union Platinum Credit Card Navy Federal

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4.7 ★★★★★

Wafa rating

Navy Federal Credit Union Platinum Credit Card

Navy Federal · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 12mo

See rates & apply on Navy Federal's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Extended warranty coverage may be included
• No yearly card fee

Best for no annual fee

Navy Federal GO REWARDS® Credit Card Navy Federal

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4.7 ★★★★★

Wafa rating

Navy Federal GO REWARDS® Credit Card

Navy Federal · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1x-3x

Intro APR

0% · 6mo

See rates & apply on Navy Federal's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Navy Federal More Rewards American Express® Card Navy Federal

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4.7 ★★★★★

Wafa rating

Navy Federal More Rewards American Express® Card

Navy Federal · American Express

Annual fee

$0

Welcome bonus

200 points

Rewards rate

1x-3x

Intro APR

Check terms

See rates & apply on Navy Federal's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Nordstrom Visa Signature Card TD Bank

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4.7 ★★★★★

Wafa rating

Nordstrom Visa Signature Card

TD Bank · Visa

Annual fee

$0

Welcome bonus

60 points

Rewards rate

Varies

Intro APR

0% · 12mo

See rates & apply on TD Bank's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Old Navy Encore Mastercard® Barclays

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4.7 ★★★★★

Wafa rating

Old Navy Encore Mastercard®

Barclays · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1x-5x

Intro APR

Check terms

See rates & apply on Barclays' site Add to compare

Why we like it

• Fraud-liability protection
• No yearly card fee

Best for no annual fee

PenFed Gold Visa® Card PenFed

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4.7 ★★★★★

Wafa rating

PenFed Gold Visa® Card

PenFed · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on PenFed's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Cell phone protection may be available
• No yearly card fee

Best for no annual fee

PenFed Platinum Rewards Visa Signature® Card PenFed

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4.7 ★★★★★

Wafa rating

PenFed Platinum Rewards Visa Signature® Card

PenFed · Visa

Annual fee

$0

Welcome bonus

15,000 points

Rewards rate

1x-5x

Intro APR

0% · 12mo

See rates & apply on PenFed's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Petal® 2 “Cash Back, No Fees” Visa® Credit Card WebBank

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4.7 ★★★★★

Wafa rating

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

WebBank · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1%-10%

Intro APR

Check terms

See rates & apply on WebBank's site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

PNC Core Visa Credit Card PNC

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4.7 ★★★★★

Wafa rating

PNC Core Visa Credit Card

PNC · Visa

Annual fee

$0

Welcome bonus

100 points

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on PNC's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

PNC Points® Visa® Credit Card PNC

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4.7 ★★★★★

Wafa rating

PNC Points® Visa® Credit Card

PNC · Visa

Annual fee

$0

Welcome bonus

50,000 points

Rewards rate

25%-75%

Intro APR

0% · 12mo

See rates & apply on PNC's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Cell phone protection may be available
• No yearly card fee

Best for no annual fee

Prime Visa Chase

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4.7 ★★★★★

Wafa rating

Prime Visa

Chase · Visa

Annual fee

$0

Welcome bonus

200 points

Rewards rate

1%-5%

Intro APR

0% · 15mo

See rates & apply on Chase's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Extended warranty coverage may be included
• No yearly card fee

Best for general

Regions Premium Visa® Signature Credit Card Regions

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4.6 ★★★★★

Wafa rating

Regions Premium Visa® Signature Credit Card

Regions · Visa

Annual fee

$125

Welcome bonus

30,000 points

Rewards rate

1.5x

Intro APR

0% · 12mo

See rates & apply on Regions' site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Extended warranty coverage may be included

Best for no annual fee

Regions Prestige Visa® Signature Credit Card Regions

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4.7 ★★★★★

Wafa rating

Regions Prestige Visa® Signature Credit Card

Regions · Visa

Annual fee

$0

Welcome bonus

200 points

Rewards rate

1%-4%

Intro APR

0% · 12mo

See rates & apply on Regions' site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Extended warranty coverage may be included
• No yearly card fee

Best for no annual fee

REI Co-op Mastercard Capital One

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4.7 ★★★★★

Wafa rating

REI Co-op Mastercard

Capital One · Mastercard

Annual fee

$0

Welcome bonus

100 points

Rewards rate

1.5%-5%

Intro APR

Check terms

See rates & apply on Capital One's site Add to compare

Why we like it

• No yearly card fee

Best for general

Revolut Metal Card Revolut

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4.6 ★★★★★

Wafa rating

Revolut Metal Card

Revolut · Mastercard

Annual fee

$204

Welcome bonus

Check terms

Rewards rate

1%

Intro APR

Check terms

See rates & apply on Revolut's site Add to compare

Why we like it

• Airport-lounge benefits may apply

Best for no annual fee

Robinhood Gold Card Robinhood

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4.7 ★★★★★

Wafa rating

Robinhood Gold Card

Robinhood · Visa

Annual fee

$0

Welcome bonus

200 points

Rewards rate

3%-5%

Intro APR

Check terms

See rates & apply on Robinhood's site Add to compare

Why we like it

• Extended warranty coverage may be included
• No yearly card fee

Best for no annual fee

SoFi Essential Credit Card SoFi

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4.7 ★★★★★

Wafa rating

SoFi Essential Credit Card

SoFi · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1%-3%

Intro APR

Check terms

See rates & apply on SoFi's site Add to compare

Why we like it

• Fraud-liability protection
• No yearly card fee

Best for no annual fee

Target Circle™ Mastercard® TD Bank

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4.7 ★★★★★

Wafa rating

Target Circle™ Mastercard®

TD Bank · Mastercard

Annual fee

$0

Welcome bonus

50 points

Rewards rate

1%-5%

Intro APR

0% · 15mo

See rates & apply on TD Bank's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

TD Clear Visa Platinum Credit Card TD Bank

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4.7 ★★★★★

Wafa rating

TD Clear Visa Platinum Credit Card

TD Bank · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on TD Bank's site Add to compare

Why we like it

• Cell phone protection may be available
• No yearly card fee

Best for general

The Amex EveryDay® Preferred Credit Card from American Express American Express

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4.6 ★★★★★

Wafa rating

The Amex EveryDay® Preferred Credit Card from American Express

American Express · Amex

Annual fee

$95

Welcome bonus

15,000 points

Rewards rate

50%

Intro APR

0% · 12mo

See rates & apply on American Express' site Add to compare

Why we like it

• Intro APR or transfer-focused terms

Best for no annual fee

The Barnes & Noble Mastercard® Barclays

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4.7 ★★★★★

Wafa rating

The Barnes & Noble Mastercard®

Barclays · Mastercard

Annual fee

$0

Welcome bonus

25 points

Rewards rate

5%

Intro APR

0% · 15mo

See rates & apply on Barclays' site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

The Home Depot® Consumer Credit Card Citi

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4.7 ★★★★★

Wafa rating

The Home Depot® Consumer Credit Card

Citi · Other

Annual fee

$0

Welcome bonus

100 points

Rewards rate

Varies

Intro APR

0% · 12mo

See rates & apply on Citi's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Tomo Charge Card Tomo

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4.7 ★★★★★

Wafa rating

Tomo Charge Card

Tomo · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1%

Intro APR

Check terms

See rates & apply on Tomo's site Add to compare

Why we like it

• No yearly card fee

Best for no annual fee

Truist Future Visa® Credit Card Truist

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4.7 ★★★★★

Wafa rating

Truist Future Visa® Credit Card

Truist · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on Truist's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

U.S. Bank Visa® Platinum Card U.S. Bank

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4.7 ★★★★★

Wafa rating

U.S. Bank Visa® Platinum Card

U.S. Bank · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

1x

Intro APR

0% · 21mo

See rates & apply on U.S. Bank's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Cell phone protection may be available
• No yearly card fee

Best for no annual fee

USAA Rate Advantage Visa® Platinum Credit Card USAA

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4.7 ★★★★★

Wafa rating

USAA Rate Advantage Visa® Platinum Credit Card

USAA · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 15mo

See rates & apply on USAA's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Cell phone protection may be available
• Extended warranty coverage may be included

Best for no annual fee

USAA® Rewards™ American Express® Card USAA

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4.7 ★★★★★

Wafa rating

USAA® Rewards™ American Express® Card

USAA · American Express

Annual fee

$0

Welcome bonus

2,500 points

Rewards rate

Varies

Intro APR

Check terms

See rates & apply on USAA's site Add to compare

Why we like it

• Cell phone protection may be available
• Extended warranty coverage may be included
• Baggage coverage may be included

Best for no annual fee

Verizon Visa Signature® Card Synchrony Bank

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4.7 ★★★★★

Wafa rating

Verizon Visa Signature® Card

Synchrony Bank · Visa

Annual fee

$0

Welcome bonus

150 points

Rewards rate

1%-4%

Intro APR

0% · 36mo

See rates & apply on Synchrony Bank's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee

Best for no annual fee

Wells Fargo Attune℠ World Elite Mastercard® Wells Fargo

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4.7 ★★★★★

Wafa rating

Wells Fargo Attune℠ World Elite Mastercard®

Wells Fargo · Mastercard

Annual fee

$0

Welcome bonus

100 points

Rewards rate

1%-4%

Intro APR

0% · 12mo

See rates & apply on Wells Fargo's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Cell phone protection may be available
• Partner status benefits may apply

Best for no annual fee

Wells Fargo One Key™ Card Wells Fargo

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4.7 ★★★★★

Wafa rating

Wells Fargo One Key™ Card

Wells Fargo · Mastercard

Annual fee

$0

Welcome bonus

250 points

Rewards rate

1.5%-3%

Intro APR

Check terms

See rates & apply on Wells Fargo's site Add to compare

Why we like it

• Partner status benefits may apply
• No yearly card fee

Best for no annual fee

Wells Fargo Reflect® Visa® Card Wells Fargo

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4.7 ★★★★★

Wafa rating

Wells Fargo Reflect® Visa® Card

Wells Fargo · Visa

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 21mo

See rates & apply on Wells Fargo's site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• Cell phone protection may be available
• Fraud-liability protection

Best for no annual fee

X1 Card X1

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4.7 ★★★★★

Wafa rating

X1 Card

X1 · Visa

Annual fee

$0

Welcome bonus

10 points

Rewards rate

10x

Intro APR

Check terms

See rates & apply on X1's site Add to compare

Why we like it

• Cell phone protection may be available
• Extended warranty coverage may be included
• No yearly card fee

Best for no annual fee

Xbox Mastercard® Barclays

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4.7 ★★★★★

Wafa rating

Xbox Mastercard®

Barclays · Mastercard

Annual fee

$0

Welcome bonus

Check terms

Rewards rate

Varies

Intro APR

0% · 12mo

See rates & apply on Barclays' site Add to compare

Why we like it

• Intro APR or transfer-focused terms
• No yearly card fee