Best credit cards

Best No-Annual-Fee Credit Cards

Compare cards that do not charge a recurring yearly card fee.

How to compare best no-annual-fee credit cards

No-annual-fee cards can be useful long-term accounts, but cost alone does not determine value. Compare rewards, APR, foreign transaction fees, protections, and whether the card fits your normal spending.

Cards in this category

164 cards
Best for no annual fee
AARP Essential Rewards Mastercard from Barclays Barclays
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4.7 ★★★★★
Wafa rating

AARP Essential Rewards Mastercard from Barclays

Barclays · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Barclays' site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
AARP Travel Rewards Mastercard from Barclays Barclays
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4.7 ★★★★★
Wafa rating

AARP Travel Rewards Mastercard from Barclays

Barclays · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Barclays' site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Abound Visa® Platinum Card Abound CU
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4.7 ★★★★★
Wafa rating

Abound Visa® Platinum Card

Abound CU · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Abound CU's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Alliant Cashback Visa® Signature Credit Card Alliant
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4.7 ★★★★★
Wafa rating

Alliant Cashback Visa® Signature Credit Card

Alliant · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Alliant's site
Why we like it
  • Extended warranty coverage may be included
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Alliant Visa Platinum Rewards Credit Card Alliant
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4.7 ★★★★★
Wafa rating

Alliant Visa Platinum Rewards Credit Card

Alliant · Visa

Annual fee
$0
Welcome bonus
5,000 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Alliant's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Amazon Business Prime American Express Card American Express
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4.7 ★★★★★
Wafa rating

Amazon Business Prime American Express Card

American Express · Amex

Annual fee
$0
Welcome bonus
125 points
Rewards rate
1%
Intro APR
0% · 12mo
See rates & apply on American Express' site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Amazon Prime Visa Chase
image coming soon
4.7 ★★★★★
Wafa rating

Amazon Prime Visa

Chase · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 36mo
See rates & apply on Chase's site
Why we like it
  • Extended warranty coverage may be included
  • Baggage coverage may be included
  • No yearly card fee
Best for no annual fee
Apple Card Goldman Sachs
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4.7 ★★★★★
Wafa rating

Apple Card

Goldman Sachs · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% intro
See rates & apply on Goldman Sachs' site
Why we like it
  • No yearly card fee
Best for no annual fee
AT&T Points Plus℠ Card from Citi Citi
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4.7 ★★★★★
Wafa rating

AT&T Points Plus℠ Card from Citi

Citi · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Athleta Encore Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

Athleta Encore Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Barclays' site
Why we like it
  • No yearly card fee
Best for no annual fee
Avant® Cashback Rewards Mastercard® Avant
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4.7 ★★★★★
Wafa rating

Avant® Cashback Rewards Mastercard®

Avant · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Avant's site
Why we like it
  • No yearly card fee
Best for no annual fee
Banana Republic Encore Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

Banana Republic Encore Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Barclays' site
Why we like it
  • No yearly card fee
Best for no annual fee
Bank of America Customized Cash Rewards Secured Credit Card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America Customized Cash Rewards Secured Credit Card

Bank of America · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Bank of America's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card

Bank of America · Mastercard

Annual fee
$0
Welcome bonus
500 points
Rewards rate
1%
Intro APR
0% · 7mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Business spending features
Best for no annual fee
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America · Mastercard

Annual fee
$0
Welcome bonus
50,000 points
Rewards rate
See reward details
Intro APR
0% · 7mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • Baggage coverage may be included
  • No yearly card fee
Best for no annual fee
Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Bank of America · Mastercard

Annual fee
$0
Welcome bonus
500 points
Rewards rate
1.5%
Intro APR
0% · 7mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Business spending features
Best for no annual fee
Bank of America® Customized Cash Rewards Credit Card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Customized Cash Rewards Credit Card

Bank of America · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Bank of America® Customized Cash Rewards Credit Card for Students Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Customized Cash Rewards Credit Card for Students

Bank of America · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Bank of America® Travel Rewards credit card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Travel Rewards credit card

Bank of America · Visa

Annual fee
$0
Welcome bonus
250 points
Rewards rate
1.5x
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Bank of America® Travel Rewards Credit Card for Students Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Travel Rewards Credit Card for Students

Bank of America · Visa

Annual fee
$0
Welcome bonus
250 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Bank of America® Unlimited Cash Rewards Credit Card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Unlimited Cash Rewards Credit Card

Bank of America · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1.5%
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Bank of America® Unlimited Cash Rewards credit card for Students Bank of America
image coming soon
4.7 ★★★★★
Wafa rating

Bank of America® Unlimited Cash Rewards credit card for Students

Bank of America · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1.5%
Intro APR
0% · 15mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Bank of America® Unlimited Cash Rewards Secured Credit Card Bank of America
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4.7 ★★★★★
Wafa rating

Bank of America® Unlimited Cash Rewards Secured Credit Card

Bank of America · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Bank of America's site
Why we like it
  • No yearly card fee
Best for no annual fee
BankAmericard® credit card Bank of America
image coming soon
4.7 ★★★★★
Wafa rating

BankAmericard® credit card

Bank of America · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 21mo
See rates & apply on Bank of America's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Barclays View™ Mastercard® Barclays
image coming soon
4.7 ★★★★★
Wafa rating

Barclays View™ Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1x
Intro APR
0% · 15mo
See rates & apply on Barclays' site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
BILL Divvy Corporate Card Bill.com
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4.7 ★★★★★
Wafa rating

BILL Divvy Corporate Card

Bill.com · Visa

Annual fee
$0
Welcome bonus
500 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Bill.com's site
Why we like it
  • Employee card controls may be available
  • No yearly card fee
  • Business spending features
Best for no annual fee
Blue Cash Everyday® Card from American Express American Express
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4.7 ★★★★★
Wafa rating

Blue Cash Everyday® Card from American Express

American Express · Amex

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on American Express' site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Extended warranty coverage may be included
Best for no annual fee
BMO CashBack Mastercard BMO
image coming soon
4.7 ★★★★★
Wafa rating

BMO CashBack Mastercard

BMO · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
0.5%
Intro APR
0% · 9mo
See rates & apply on BMO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Bread Cashback™ American Express® Credit Card Bread Financial
image coming soon
4.7 ★★★★★
Wafa rating

Bread Cashback™ American Express® Credit Card

Bread Financial · Amex

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Bread Financial's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Brex Card Brex
image coming soon
4.7 ★★★★★
Wafa rating

Brex Card

Brex · Mastercard

Annual fee
$0
Welcome bonus
75,000 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Brex's site
Why we like it
  • No yearly card fee
  • Business spending features
Best for no annual fee
Brex Corporate Card Brex
image coming soon
4.7 ★★★★★
Wafa rating

Brex Corporate Card

Brex · Mastercard

Annual fee
$0
Welcome bonus
50,000 points
Rewards rate
1x
Intro APR
Check terms
See rates & apply on Brex's site
Why we like it
  • No yearly card fee
  • Business spending features
Best for no annual fee
Capital One Platinum Credit Card Capital One
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4.7 ★★★★★
Wafa rating

Capital One Platinum Credit Card

Capital One · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • No yearly card fee
Best for no annual fee
Capital One Platinum Secured Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Platinum Secured Credit Card

Capital One · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Capital One Quicksilver Cash Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Quicksilver Cash Rewards Credit Card

Capital One · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Capital One's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Capital One Quicksilver Secured Cash Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Quicksilver Secured Cash Rewards Credit Card

Capital One · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Capital One Quicksilver Student Cash Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Quicksilver Student Cash Rewards Credit Card

Capital One · Visa

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Capital One Savor Cash Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Savor Cash Rewards Credit Card

Capital One · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 12mo
See rates & apply on Capital One's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Capital One Savor Student Cash Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Savor Student Cash Rewards Credit Card

Capital One · Visa

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Capital One Spark 1% Classic for Business Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Spark 1% Classic for Business Credit Card

Capital One · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • Employee card controls may be available
  • No yearly card fee
  • Business spending features
Best for no annual fee
Capital One Spark Cash Select for Business Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One Spark Cash Select for Business

Capital One · Mastercard

Annual fee
$0
Welcome bonus
750 points
Rewards rate
1.5%
Intro APR
0% · 12mo
See rates & apply on Capital One's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • Fraud-liability protection
Best for no annual fee
Capital One VentureOne Business Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One VentureOne Business Rewards Credit Card

Capital One · Mastercard

Annual fee
$0
Welcome bonus
50,000 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Capital One's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • Partner status benefits may apply
Best for no annual fee
Capital One VentureOne Rewards Credit Card Capital One
image coming soon
4.7 ★★★★★
Wafa rating

Capital One VentureOne Rewards Credit Card

Capital One · Mastercard

Annual fee
$0
Welcome bonus
20,000 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Capital One's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Carnival® World Mastercard® Barclays
image coming soon
4.7 ★★★★★
Wafa rating

Carnival® World Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 6mo
See rates & apply on Barclays' site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Chase Freedom Flex℠ Credit Card Chase
image coming soon
4.7 ★★★★★
Wafa rating

Chase Freedom Flex℠ Credit Card

Chase · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Chase's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Extended warranty coverage may be included
Best for no annual fee
Chase Freedom Rise℠ Credit Card Chase
image coming soon
4.7 ★★★★★
Wafa rating

Chase Freedom Rise℠ Credit Card

Chase · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Chase's site
Why we like it
  • No yearly card fee
Best for no annual fee
Chase Freedom Unlimited® Credit Card Chase
image coming soon
4.7 ★★★★★
Wafa rating

Chase Freedom Unlimited® Credit Card

Chase · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1.5%
Intro APR
0% · 15mo
See rates & apply on Chase's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Chase Slate® Credit Card Chase
image coming soon
4.7 ★★★★★
Wafa rating

Chase Slate® Credit Card

Chase · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 21mo
See rates & apply on Chase's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • Fraud-liability protection
Best for no annual fee
Chime Visa® Credit Card Chime
image coming soon
4.7 ★★★★★
Wafa rating

Chime Visa® Credit Card

Chime · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Chime's site
Why we like it
  • Partner status benefits may apply
  • No yearly card fee
Best for no annual fee
Citi Custom Cash® Card Citi
image coming soon
4.7 ★★★★★
Wafa rating

Citi Custom Cash® Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Citi Double Cash® Card Citi
image coming soon
4.7 ★★★★★
Wafa rating

Citi Double Cash® Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 18mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Citi Simplicity® Card Citi
image coming soon
4.7 ★★★★★
Wafa rating

Citi Simplicity® Card

Citi · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 18mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Citi Strata℠ Card Citi
image coming soon
4.7 ★★★★★
Wafa rating

Citi Strata℠ Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
20,000 points
Rewards rate
1x
Intro APR
0% · 15mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Citi® Diamond Preferred® Card Citi
image coming soon
4.7 ★★★★★
Wafa rating

Citi® Diamond Preferred® Card

Citi · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 21mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Citi® Secured Mastercard® Citi
image coming soon
4.7 ★★★★★
Wafa rating

Citi® Secured Mastercard®

Citi · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Citizens Clear Value® Mastercard® Citizens
image coming soon
4.7 ★★★★★
Wafa rating

Citizens Clear Value® Mastercard®

Citizens · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 18mo
See rates & apply on Citizens' site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • Baggage coverage may be included
Best for no annual fee
Coinbase One Card Coinbase
image coming soon
4.7 ★★★★★
Wafa rating

Coinbase One Card

Coinbase · American Express

Annual fee
$0
Welcome bonus
50 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Coinbase's site
Why we like it
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Costco Anywhere Visa® Business Card by Citi Citi
image coming soon
4.7 ★★★★★
Wafa rating

Costco Anywhere Visa® Business Card by Citi

Citi · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • No yearly card fee
  • Business spending features
Best for no annual fee
Costco Anywhere Visa® Card by Citi Citi
image coming soon
4.7 ★★★★★
Wafa rating

Costco Anywhere Visa® Card by Citi

Citi · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
2%
Intro APR
Check terms
See rates & apply on Citi's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Crate & Barrel Credit Card Comenity
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4.7 ★★★★★
Wafa rating

Crate & Barrel Credit Card

Comenity · Visa

Annual fee
$0
Welcome bonus
50 points
Rewards rate
See reward details
Intro APR
0% · 6mo
See rates & apply on Comenity's site
Why we like it
  • No yearly card fee
Best for no annual fee
Crypto.com Visa Signature® Credit Card Crypto.com
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4.7 ★★★★★
Wafa rating

Crypto.com Visa Signature® Credit Card

Crypto.com · Visa

Annual fee
$0
Welcome bonus
2,500 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Crypto.com's site
Why we like it
  • Airport-lounge benefits may apply
  • No yearly card fee
Best for no annual fee
Current Build Visa® Credit Card Current
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4.7 ★★★★★
Wafa rating

Current Build Visa® Credit Card

Current · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Current's site
Why we like it
  • No yearly card fee
Best for no annual fee
DCU Visa® Platinum Credit Card DCU
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4.7 ★★★★★
Wafa rating

DCU Visa® Platinum Credit Card

DCU · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on DCU's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Delta SkyMiles® Blue American Express Card American Express
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4.7 ★★★★★
Wafa rating

Delta SkyMiles® Blue American Express Card

American Express · American Express

Annual fee
$0
Welcome bonus
10,000 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on American Express' site
Why we like it
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Deserve® EDU Mastercard for Students Deserve
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4.7 ★★★★★
Wafa rating

Deserve® EDU Mastercard for Students

Deserve · Mastercard

Annual fee
$0
Welcome bonus
59 points
Rewards rate
1%
Intro APR
0% · 6mo
See rates & apply on Deserve's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
Discover it® Cash Back Credit Card Discover
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4.7 ★★★★★
Wafa rating

Discover it® Cash Back Credit Card

Discover · Discover

Annual fee
$0
Welcome bonus
2 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Discover's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Discover it® Miles Credit Card Discover
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4.7 ★★★★★
Wafa rating

Discover it® Miles Credit Card

Discover · Discover

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Discover's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Discover it® Secured Credit Card Discover
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4.7 ★★★★★
Wafa rating

Discover it® Secured Credit Card

Discover · Discover

Annual fee
$0
Welcome bonus
2 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Discover's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Discover it® Student Cash Back Credit Card Discover
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4.7 ★★★★★
Wafa rating

Discover it® Student Cash Back Credit Card

Discover · Discover

Annual fee
$0
Welcome bonus
2 points
Rewards rate
1%
Intro APR
0% · 6mo
See rates & apply on Discover's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Discover it® Student Chrome Credit Card Discover
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4.7 ★★★★★
Wafa rating

Discover it® Student Chrome Credit Card

Discover · Discover

Annual fee
$0
Welcome bonus
2 points
Rewards rate
1%
Intro APR
0% · 6mo
See rates & apply on Discover's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Disney® Visa® Card Chase
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4.7 ★★★★★
Wafa rating

Disney® Visa® Card

Chase · Visa

Annual fee
$0
Welcome bonus
150 points
Rewards rate
See reward details
Intro APR
0% · 6mo
See rates & apply on Chase's site
Why we like it
  • No yearly card fee
Best for no annual fee
DoorDash Rewards Mastercard® Chase
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4.7 ★★★★★
Wafa rating

DoorDash Rewards Mastercard®

Chase · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on Chase's site
Why we like it
  • Intro APR or transfer-focused terms
  • Partner status benefits may apply
  • No yearly card fee
Best for no annual fee
Evergreen® Credit Card FNBO
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4.7 ★★★★★
Wafa rating

Evergreen® Credit Card

FNBO · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 6mo
See rates & apply on FNBO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Fifth Third 1.67% Cash/Back Card Fifth Third Bank
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4.7 ★★★★★
Wafa rating

Fifth Third 1.67% Cash/Back Card

Fifth Third Bank · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Fifth Third Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Fraud-liability protection
Best for no annual fee
Getaway℠ Credit Card FNBO
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4.7 ★★★★★
Wafa rating

Getaway℠ Credit Card

FNBO · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on FNBO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
GM Business™ Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

GM Business™ Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
100,000 points
Rewards rate
See reward details
Intro APR
0% · 9mo
See rates & apply on Barclays' site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • Employee card controls may be available
Best for no annual fee
GM Rewards™ Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

GM Rewards™ Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
30,000 points
Rewards rate
3x
Intro APR
0% · 9mo
See rates & apply on Barclays' site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Grow Credit Mastercard Grow Credit
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4.7 ★★★★★
Wafa rating

Grow Credit Mastercard

Grow Credit · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% intro
See rates & apply on Grow Credit's site
Why we like it
  • No yearly card fee
Best for no annual fee
Hilton Honors American Express Card American Express
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4.7 ★★★★★
Wafa rating

Hilton Honors American Express Card

American Express · Amex

Annual fee
$0
Welcome bonus
100,000 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on American Express' site
Why we like it
  • Partner status benefits may apply
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
IKEA® Visa® Credit Card Comenity
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4.7 ★★★★★
Wafa rating

IKEA® Visa® Credit Card

Comenity · Visa

Annual fee
$0
Welcome bonus
50 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Comenity's site
Why we like it
  • No yearly card fee
Best for no annual fee
Ink Business Unlimited® Credit Card Chase
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4.7 ★★★★★
Wafa rating

Ink Business Unlimited® Credit Card

Chase · Visa

Annual fee
$0
Welcome bonus
1,000 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Chase's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • Fraud-liability protection
Best for no annual fee
Instacart Mastercard® Chase
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4.7 ★★★★★
Wafa rating

Instacart Mastercard®

Chase · Mastercard

Annual fee
$0
Welcome bonus
50 points
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Chase's site
Why we like it
  • Extended warranty coverage may be included
  • Baggage coverage may be included
  • No yearly card fee
Best for no annual fee
Key Cashback® Credit Card KeyBank
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4.7 ★★★★★
Wafa rating

Key Cashback® Credit Card

KeyBank · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on KeyBank's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
KeyBank Latitude® Mastercard® credit card KeyBank
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4.7 ★★★★★
Wafa rating

KeyBank Latitude® Mastercard® credit card

KeyBank · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on KeyBank's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Marriott Bonvoy Bold® Credit Card Chase
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4.7 ★★★★★
Wafa rating

Marriott Bonvoy Bold® Credit Card

Chase · Visa

Annual fee
$0
Welcome bonus
60,000 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Chase's site
Why we like it
  • Partner status benefits may apply
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Maximum Rewards® Visa Signature® Card FNBO
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4.7 ★★★★★
Wafa rating

Maximum Rewards® Visa Signature® Card

FNBO · Visa

Annual fee
$0
Welcome bonus
150 points
Rewards rate
1.5%
Intro APR
0% · 12mo
See rates & apply on FNBO's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Mercury IO Mastercard Mercury
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4.7 ★★★★★
Wafa rating

Mercury IO Mastercard

Mercury · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1.5%
Intro APR
0% intro
See rates & apply on Mercury's site
Why we like it
  • No yearly card fee
  • Business spending features
Best for no annual fee
Mission Lane Cash Back Visa® Credit Card Mission Lane LLC
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4.7 ★★★★★
Wafa rating

Mission Lane Cash Back Visa® Credit Card

Mission Lane LLC · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Mission Lane LLC's site
Why we like it
  • No yearly card fee
Best for no annual fee
My Best Buy® Credit Card Citi
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4.7 ★★★★★
Wafa rating

My Best Buy® Credit Card

Citi · Visa

Annual fee
$0
Welcome bonus
10 points
Rewards rate
See reward details
Intro APR
0% · 24mo
See rates & apply on Citi's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
MyLowe's Rewards Credit Card Synchrony
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4.7 ★★★★★
Wafa rating

MyLowe's Rewards Credit Card

Synchrony · Unknown

Annual fee
$0
Welcome bonus
100 points
Rewards rate
See reward details
Intro APR
0% · 6mo
See rates & apply on Synchrony's site
Why we like it
  • No yearly card fee
Best for no annual fee
Navy Federal cashRewards Credit Card Navy Federal Credit Union
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4.7 ★★★★★
Wafa rating

Navy Federal cashRewards Credit Card

Navy Federal Credit Union · Visa or Mastercard

Annual fee
$0
Welcome bonus
250 points
Rewards rate
1.5%
Intro APR
0% · 12mo
See rates & apply on Navy Federal Credit Union's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Navy Federal Credit Union cashRewards® Secured Credit Card Navy Federal Credit Union
image coming soon
4.7 ★★★★★
Wafa rating

Navy Federal Credit Union cashRewards® Secured Credit Card

Navy Federal Credit Union · Visa or Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
0% · 12mo
See rates & apply on Navy Federal Credit Union's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Navy Federal Credit Union Platinum Credit Card Navy Federal
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4.7 ★★★★★
Wafa rating

Navy Federal Credit Union Platinum Credit Card

Navy Federal · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Navy Federal's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Navy Federal GO REWARDS® Credit Card Navy Federal
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4.7 ★★★★★
Wafa rating

Navy Federal GO REWARDS® Credit Card

Navy Federal · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 6mo
See rates & apply on Navy Federal's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Navy Federal More Rewards American Express® Card Navy Federal
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4.7 ★★★★★
Wafa rating

Navy Federal More Rewards American Express® Card

Navy Federal · American Express

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Navy Federal's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Neo World Mastercard® Neo Financial
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4.7 ★★★★★
Wafa rating

Neo World Mastercard®

Neo Financial · Mastercard

Annual fee
$0
Welcome bonus
$50
Rewards rate
0.5%
Intro APR
Check terms
See rates & apply on Neo Financial's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Nordstrom Visa Signature Card TD Bank
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4.7 ★★★★★
Wafa rating

Nordstrom Visa Signature Card

TD Bank · Visa

Annual fee
$0
Welcome bonus
60 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on TD Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
Old Navy Encore Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

Old Navy Encore Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1x
Intro APR
Check terms
See rates & apply on Barclays' site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
PayPal Cashback Mastercard® Synchrony Bank
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4.7 ★★★★★
Wafa rating

PayPal Cashback Mastercard®

Synchrony Bank · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Synchrony Bank's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
PenFed Gold Visa® Card PenFed
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4.7 ★★★★★
Wafa rating

PenFed Gold Visa® Card

PenFed · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on PenFed's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
PenFed Platinum Rewards Visa Signature® Card PenFed
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4.7 ★★★★★
Wafa rating

PenFed Platinum Rewards Visa Signature® Card

PenFed · Visa

Annual fee
$0
Welcome bonus
15,000 points
Rewards rate
1x
Intro APR
0% · 12mo
See rates & apply on PenFed's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
PenFed Power Cash Rewards Visa Signature® Card PenFed
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4.7 ★★★★★
Wafa rating

PenFed Power Cash Rewards Visa Signature® Card

PenFed · Visa

Annual fee
$0
Welcome bonus
100 points
Rewards rate
1.5%
Intro APR
0% · 12mo
See rates & apply on PenFed's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Petal® 2 “Cash Back, No Fees” Visa® Credit Card WebBank
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4.7 ★★★★★
Wafa rating

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

WebBank · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
Check terms
See rates & apply on WebBank's site
Why we like it
  • No yearly card fee
Best for no annual fee
PNC BusinessOptions® Visa Signature® Credit Card PNC
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4.7 ★★★★★
Wafa rating

PNC BusinessOptions® Visa Signature® Credit Card

PNC · Visa

Annual fee
$0
Welcome bonus
800 points
Rewards rate
1.5%
Intro APR
0% · 9mo
See rates & apply on PNC's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Business spending features
Best for no annual fee
PNC Cash Rewards Visa Signature Business Credit Card PNC
image coming soon
4.7 ★★★★★
Wafa rating

PNC Cash Rewards Visa Signature Business Credit Card

PNC · Visa

Annual fee
$0
Welcome bonus
400 points
Rewards rate
See reward details
Intro APR
0% · 9mo
See rates & apply on PNC's site
Why we like it
  • Baggage coverage may be included
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
PNC Cash Rewards® Visa® Credit Card PNC
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4.7 ★★★★★
Wafa rating

PNC Cash Rewards® Visa® Credit Card

PNC · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on PNC's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
PNC Cash Unlimited® Visa Signature® Credit Card PNC
image coming soon
4.7 ★★★★★
Wafa rating

PNC Cash Unlimited® Visa Signature® Credit Card

PNC · Visa

Annual fee
$0
Welcome bonus
250 points
Rewards rate
2%
Intro APR
0% · 15mo
See rates & apply on PNC's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Fraud-liability protection
Best for no annual fee
PNC Core Visa Credit Card PNC
image coming soon
4.7 ★★★★★
Wafa rating

PNC Core Visa Credit Card

PNC · Visa

Annual fee
$0
Welcome bonus
100 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on PNC's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
PNC Points® Visa® Credit Card PNC
image coming soon
4.7 ★★★★★
Wafa rating

PNC Points® Visa® Credit Card

PNC · Visa

Annual fee
$0
Welcome bonus
50,000 points
Rewards rate
4x
Intro APR
0% · 12mo
See rates & apply on PNC's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
PNC Secured Visa Credit Card PNC
image coming soon
4.7 ★★★★★
Wafa rating

PNC Secured Visa Credit Card

PNC · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on PNC's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Priceline VIP Rewards™ Visa® Card Barclays
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4.7 ★★★★★
Wafa rating

Priceline VIP Rewards™ Visa® Card

Barclays · Visa

Annual fee
$0
Welcome bonus
150 points
Rewards rate
1x
Intro APR
Check terms
See rates & apply on Barclays' site
Why we like it
  • Partner status benefits may apply
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Prime Visa Chase
image coming soon
4.7 ★★★★★
Wafa rating

Prime Visa

Chase · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Chase's site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Ramp Corporate Card Ramp
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4.7 ★★★★★
Wafa rating

Ramp Corporate Card

Ramp · Visa

Annual fee
$0
Welcome bonus
1,000 points
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Ramp's site
Why we like it
  • No yearly card fee
  • Business spending features
Best for no annual fee
Regions Prestige Visa® Signature Credit Card Regions
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4.7 ★★★★★
Wafa rating

Regions Prestige Visa® Signature Credit Card

Regions · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 12mo
See rates & apply on Regions' site
Why we like it
  • Intro APR or transfer-focused terms
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
REI Co-op Mastercard Capital One
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4.7 ★★★★★
Wafa rating

REI Co-op Mastercard

Capital One · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Capital One's site
Why we like it
  • No yearly card fee
Best for no annual fee
Robinhood Gold Card Robinhood
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4.7 ★★★★★
Wafa rating

Robinhood Gold Card

Robinhood · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
3%
Intro APR
Check terms
See rates & apply on Robinhood's site
Why we like it
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Royal ONE™ Visa Signature® Credit Card Bank of America
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4.7 ★★★★★
Wafa rating

Royal ONE™ Visa Signature® Credit Card

Bank of America · Visa

Annual fee
$0
Welcome bonus
450 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Bank of America's site
Why we like it
  • Priority boarding may be available
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Sam's Club Mastercard® Synchrony Bank
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4.7 ★★★★★
Wafa rating

Sam's Club Mastercard®

Synchrony Bank · Mastercard

Annual fee
$0
Welcome bonus
$30
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Synchrony Bank's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
SECU Cash Rewards Visa Credit Card SECU
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4.7 ★★★★★
Wafa rating

SECU Cash Rewards Visa Credit Card

SECU · Visa

Annual fee
$0
Welcome bonus
250 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on SECU's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Secured Chime Visa® Credit Card Chime
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4.7 ★★★★★
Wafa rating

Secured Chime Visa® Credit Card

Chime · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Chime's site
Why we like it
  • Partner status benefits may apply
  • No yearly card fee
Best for no annual fee
SoFi Essential Credit Card SoFi
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4.7 ★★★★★
Wafa rating

SoFi Essential Credit Card

SoFi · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
Check terms
See rates & apply on SoFi's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
SoFi Unlimited 2% Credit Card SoFi
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4.7 ★★★★★
Wafa rating

SoFi Unlimited 2% Credit Card

SoFi · Mastercard

Annual fee
$0
Welcome bonus
200 points
Rewards rate
2%
Intro APR
Check terms
See rates & apply on SoFi's site
Why we like it
  • Cell phone protection may be available
  • Partner status benefits may apply
  • No yearly card fee
Best for no annual fee
Stripe Corporate Card Stripe
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4.7 ★★★★★
Wafa rating

Stripe Corporate Card

Stripe · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Stripe's site
Why we like it
  • No yearly card fee
  • Business spending features
Best for no annual fee
Synchrony Premier World Mastercard® Synchrony Bank
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4.7 ★★★★★
Wafa rating

Synchrony Premier World Mastercard®

Synchrony Bank · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
2%
Intro APR
Check terms
See rates & apply on Synchrony Bank's site
Why we like it
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Target Circle™ Mastercard® TD Bank
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4.7 ★★★★★
Wafa rating

Target Circle™ Mastercard®

TD Bank · Mastercard

Annual fee
$0
Welcome bonus
50 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on TD Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
TD Cash Credit Card TD Bank
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4.7 ★★★★★
Wafa rating

TD Cash Credit Card

TD Bank · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on TD Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
TD Clear Visa Platinum Credit Card TD Bank
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4.7 ★★★★★
Wafa rating

TD Clear Visa Platinum Credit Card

TD Bank · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on TD Bank's site
Why we like it
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
TD Double UpSM Credit Card TD Bank
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4.7 ★★★★★
Wafa rating

TD Double UpSM Credit Card

TD Bank · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
2%
Intro APR
0% · 15mo
See rates & apply on TD Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Extended warranty coverage may be included
Best for no annual fee
The American Express Blue Business Cash® Card American Express
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4.7 ★★★★★
Wafa rating

The American Express Blue Business Cash® Card

American Express · Amex

Annual fee
$0
Welcome bonus
750 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on American Express' site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Business spending features
Best for no annual fee
The Barnes & Noble Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

The Barnes & Noble Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
25 points
Rewards rate
1x
Intro APR
0% · 15mo
See rates & apply on Barclays' site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
The Blue Business® Plus Credit Card from American Express American Express
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4.7 ★★★★★
Wafa rating

The Blue Business® Plus Credit Card from American Express

American Express · Amex

Annual fee
$0
Welcome bonus
15,000 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on American Express' site
Why we like it
  • Extended warranty coverage may be included
  • Employee card controls may be available
  • No yearly card fee
Best for no annual fee
The Home Depot® Consumer Credit Card Citi
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4.7 ★★★★★
Wafa rating

The Home Depot® Consumer Credit Card

Citi · Other

Annual fee
$0
Welcome bonus
100 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Citi's site
Why we like it
  • No yearly card fee
Best for no annual fee
Tomo Charge Card Tomo
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4.7 ★★★★★
Wafa rating

Tomo Charge Card

Tomo · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
0% intro
See rates & apply on Tomo's site
Why we like it
  • No yearly card fee
Best for no annual fee
Truist Business Cash Rewards Credit Card Truist
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4.7 ★★★★★
Wafa rating

Truist Business Cash Rewards Credit Card

Truist · Visa

Annual fee
$0
Welcome bonus
300 points
Rewards rate
1%
Intro APR
0% · 9mo
See rates & apply on Truist's site
Why we like it
  • Intro APR or transfer-focused terms
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Truist Enjoy Cash Credit Card Truist
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4.7 ★★★★★
Wafa rating

Truist Enjoy Cash Credit Card

Truist · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1.5%
Intro APR
0% · 12mo
See rates & apply on Truist's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Truist Enjoy Cash Secured Visa credit card Truist
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4.7 ★★★★★
Wafa rating

Truist Enjoy Cash Secured Visa credit card

Truist · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1%
Intro APR
Check terms
See rates & apply on Truist's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Truist Enjoy Travel credit card Truist
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4.7 ★★★★★
Wafa rating

Truist Enjoy Travel credit card

Truist · Visa

Annual fee
$0
Welcome bonus
20,000 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Truist's site
Why we like it
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Truist Future Visa® Credit Card Truist
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4.7 ★★★★★
Wafa rating

Truist Future Visa® Credit Card

Truist · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on Truist's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
Best for no annual fee
U.S. Bank Altitude® Connect Visa Signature® Card U.S. Bank
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4.7 ★★★★★
Wafa rating

U.S. Bank Altitude® Connect Visa Signature® Card

U.S. Bank · Visa

Annual fee
$0
Welcome bonus
20,000 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on U.S. Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • Airport-lounge benefits may apply
  • No yearly card fee
Best for no annual fee
U.S. Bank Altitude® Go Visa Signature® Card U.S. Bank
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4.7 ★★★★★
Wafa rating

U.S. Bank Altitude® Go Visa Signature® Card

U.S. Bank · Visa

Annual fee
$0
Welcome bonus
20,000 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on U.S. Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
U.S. Bank Business Triple Cash Rewards World Elite Mastercard U.S. Bank
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4.7 ★★★★★
Wafa rating

U.S. Bank Business Triple Cash Rewards World Elite Mastercard

U.S. Bank · Mastercard

Annual fee
$0
Welcome bonus
500 points
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on U.S. Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Partner status benefits may apply
Best for no annual fee
U.S. Bank Cash+® Visa Signature® Card U.S. Bank
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4.7 ★★★★★
Wafa rating

U.S. Bank Cash+® Visa Signature® Card

U.S. Bank · Visa

Annual fee
$0
Welcome bonus
250 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on U.S. Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
U.S. Bank Triple Cash Rewards Visa® Business Card U.S. Bank
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4.7 ★★★★★
Wafa rating

U.S. Bank Triple Cash Rewards Visa® Business Card

U.S. Bank · Visa

Annual fee
$0
Welcome bonus
750 points
Rewards rate
1%
Intro APR
0% · 12mo
See rates & apply on U.S. Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Employee card controls may be available
Best for no annual fee
U.S. Bank Visa® Platinum Card U.S. Bank
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4.7 ★★★★★
Wafa rating

U.S. Bank Visa® Platinum Card

U.S. Bank · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
1x
Intro APR
0% · 21mo
See rates & apply on U.S. Bank's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
United Gateway℠ Card Chase
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4.7 ★★★★★
Wafa rating

United Gateway℠ Card

Chase · Visa

Annual fee
$0
Welcome bonus
40,000 points
Rewards rate
1x
Intro APR
0% · 12mo
See rates & apply on Chase's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
Upgrade Cash Rewards Visa® Upgrade
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4.7 ★★★★★
Wafa rating

Upgrade Cash Rewards Visa®

Upgrade · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on Upgrade's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
Upgrade Secured OneCard Upgrade
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4.7 ★★★★★
Wafa rating

Upgrade Secured OneCard

Upgrade · Visa

Annual fee
$0
Welcome bonus
$200
Rewards rate
2%
Intro APR
Check terms
See rates & apply on Upgrade's site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
Upromise® World Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

Upromise® World Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Barclays' site
Why we like it
  • Fraud-liability protection
  • No yearly card fee
  • Cash-back earning focus
Best for no annual fee
USAA Cashback Rewards Plus American Express® Credit Card USAA
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4.7 ★★★★★
Wafa rating

USAA Cashback Rewards Plus American Express® Credit Card

USAA · American Express

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1%
Intro APR
0% · 15mo
See rates & apply on USAA's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Baggage coverage may be included
Best for no annual fee
USAA Preferred Cash Rewards Visa Signature® Credit Card USAA
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4.7 ★★★★★
Wafa rating

USAA Preferred Cash Rewards Visa Signature® Credit Card

USAA · Visa

Annual fee
$0
Welcome bonus
250 points
Rewards rate
1.5%
Intro APR
Check terms
See rates & apply on USAA's site
Why we like it
  • Baggage coverage may be included
  • Fraud-liability protection
  • No yearly card fee
Best for no annual fee
USAA Rate Advantage Visa® Platinum Credit Card USAA
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4.7 ★★★★★
Wafa rating

USAA Rate Advantage Visa® Platinum Credit Card

USAA · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 15mo
See rates & apply on USAA's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Extended warranty coverage may be included
Best for no annual fee
USAA® Rewards™ American Express® Card USAA
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4.7 ★★★★★
Wafa rating

USAA® Rewards™ American Express® Card

USAA · American Express

Annual fee
$0
Welcome bonus
2,500 points
Rewards rate
1x
Intro APR
Check terms
See rates & apply on USAA's site
Why we like it
  • Cell phone protection may be available
  • Extended warranty coverage may be included
  • Baggage coverage may be included
Best for no annual fee
Varo Believe Secured Credit Card Varo
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4.7 ★★★★★
Wafa rating

Varo Believe Secured Credit Card

Varo · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Varo's site
Why we like it
  • No yearly card fee
Best for no annual fee
Verizon Visa Signature® Card Synchrony Bank
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4.7 ★★★★★
Wafa rating

Verizon Visa Signature® Card

Synchrony Bank · Visa

Annual fee
$0
Welcome bonus
150 points
Rewards rate
1%
Intro APR
0% · 36mo
See rates & apply on Synchrony Bank's site
Why we like it
  • No yearly card fee
Best for no annual fee
Wells Fargo Active Cash® Card Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo Active Cash® Card

Wells Fargo · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Wells Fargo's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
Wells Fargo Attune℠ World Elite Mastercard® Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo Attune℠ World Elite Mastercard®

Wells Fargo · Mastercard

Annual fee
$0
Welcome bonus
100 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Wells Fargo's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Partner status benefits may apply
Best for no annual fee
Wells Fargo Autograph℠ Card Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo Autograph℠ Card

Wells Fargo · Visa

Annual fee
$0
Welcome bonus
200 points
Rewards rate
1x
Intro APR
0% · 12mo
See rates & apply on Wells Fargo's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • No yearly card fee
Best for no annual fee
Wells Fargo Business Platinum Credit Card Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo Business Platinum Credit Card

Wells Fargo · Visa

Annual fee
$0
Welcome bonus
300 points
Rewards rate
See reward details
Intro APR
0% · 9mo
See rates & apply on Wells Fargo's site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee
  • Business spending features
Best for no annual fee
Wells Fargo Choice Privileges® Mastercard® Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo Choice Privileges® Mastercard®

Wells Fargo · Mastercard

Annual fee
$0
Welcome bonus
60,000 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Wells Fargo's site
Why we like it
  • Cell phone protection may be available
  • Partner status benefits may apply
  • No yearly card fee
Best for no annual fee
Wells Fargo One Key™ Card Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo One Key™ Card

Wells Fargo · Mastercard

Annual fee
$0
Welcome bonus
250 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on Wells Fargo's site
Why we like it
  • Partner status benefits may apply
  • No yearly card fee
Best for no annual fee
Wells Fargo Reflect® Visa® Card Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo Reflect® Visa® Card

Wells Fargo · Visa

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 21mo
See rates & apply on Wells Fargo's site
Why we like it
  • Intro APR or transfer-focused terms
  • Cell phone protection may be available
  • Fraud-liability protection
Best for no annual fee
Wells Fargo Signify Business Cash® Card Wells Fargo
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4.7 ★★★★★
Wafa rating

Wells Fargo Signify Business Cash® Card

Wells Fargo · Mastercard

Annual fee
$0
Welcome bonus
500 points
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Wells Fargo's site
Why we like it
  • Intro APR or transfer-focused terms
  • Airport-lounge benefits may apply
  • Employee card controls may be available
Best for no annual fee
Wyndham Rewards Earner® Card Barclays
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4.7 ★★★★★
Wafa rating

Wyndham Rewards Earner® Card

Barclays · Visa

Annual fee
$0
Welcome bonus
75,000 points
Rewards rate
1x
Intro APR
0% · 6mo
See rates & apply on Barclays' site
Why we like it
  • No yearly card fee
  • Travel-focused card positioning
Best for no annual fee
X1 Card X1
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4.7 ★★★★★
Wafa rating

X1 Card

X1 · Visa

Annual fee
$0
Welcome bonus
10 points
Rewards rate
See reward details
Intro APR
Check terms
See rates & apply on X1's site
Why we like it
  • Cell phone protection may be available
  • Extended warranty coverage may be included
  • No yearly card fee
Best for no annual fee
Xbox Mastercard® Barclays
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4.7 ★★★★★
Wafa rating

Xbox Mastercard®

Barclays · Mastercard

Annual fee
$0
Welcome bonus
Check terms
Rewards rate
See reward details
Intro APR
0% · 12mo
See rates & apply on Barclays' site
Why we like it
  • Intro APR or transfer-focused terms
  • No yearly card fee